What We Believe

 


 

The Money-Smart mission is to educate and empower you to be better with money so you can make smart choices and live your best life.

 


 

We believe financial wellness is intrinsically linked to one’s overall well-being.  By maximizing your financial health, you can live a better life.

We believe money is not the most important thing in the world, but financial decisions really do matter. The financial decisions you make today determines the quality of life for your future self.

We believe time is money, but knowledge is also money as we live in a complex financial world. Financial success requires skills and understanding which can only be acquired through experience or education.

We believe your financial situation is not fixed. You are not powerless to improve your financial health. Your financial situation is not done to you; it is created by you.

We believe you should never feel shame for your mistakes made on matters which you were never taught.

We believe personal finance skills are an important life skill that everyone would benefit from.

We believe financial health can greatly affect your mental and physical health.

We believe seeking guidance concerning your personal finances is not a sign of failure but of wisdom.

We believe people should willingly talk openly about their finances to help make them more aware of their situation and to learn from others.

We believe making wise financial decisions is not limited to the wealthy and well educated. Everyone can learn to live in a money-smart way, and everyone can benefit from making better financial choices.

We believe personal finance is more personal than finance, and there are no cookie cutter solutions that work for everyone.

We believe investing your time to become Money-Smart is the best investment you can make and will pay you dividends your whole life.